Insurance fraud is a growing issue that costs the U.S. billions of dollars each year. From staged car accidents to exaggerated injury claims, fraudulent activities place a financial strain on insurance companies and policyholders alike. That’s where the services of an experienced insurance fraud investigator come into play. At Lewis Investigations, Inc., based in Akron, OH, we specialize in uncovering the truth behind questionable claims. Our skilled private insurance investigators work closely with adjusters, legal teams, and insurers to protect against deceptive practices.

This article explores the critical role private investigators play in insurance fraud cases, the tools they use, and how partnering with a trusted insurance investigation company can safeguard your business from unnecessary losses.

Insurance fraud refers to any act committed with the intent to obtain a benefit or advantage to which one is not legally entitled. It can be committed by policyholders, claimants, or even service providers. Fraudulent acts may include:

• Faking an injury or exaggerating its severity
• Arson for financial gain
• Staging automobile accidents
• Submitting false medical records or repair bills
  

The consequences of insurance fraud extend beyond just the companies involved. Fraud raises premiums for honest policyholders and can result in legal complications, lost business credibility, and criminal prosecution. In response, many insurance companies now rely on insurance special investigation units (SIUs) and licensed private investigators to detect and prevent these schemes.

How Insurance Private Investigators Work

A private insurance investigator specializes in uncovering inconsistencies in claims and gathering evidence that either confirms or disproves the legitimacy of a case. At Lewis Investigations, Inc., we employ a wide range of tools and methodologies to get to the truth:

Surveillance

Surveillance is one of the most common and effective techniques in insurance investigations. Investigators observe and record claimants who may be engaging in activities inconsistent with their alleged injuries or limitations.

Background Checks

Investigators perform in-depth background checks to look for red flags, such as a history of filing similar claims, financial stress, or known associations with fraudulent activities.

Witness Interviews

Interviewing witnesses and collecting statements helps to verify or challenge the events described in the claim.

Evidence Collection

From photographs and videos to digital records and public documents, collecting credible evidence is critical in any insurance fraud investigation.

Collaboration with SIUs

Our team often works in tandem with insurance special investigation units, providing them with actionable intelligence that strengthens the insurer’s legal position.

Why Hire an Insurance Investigation Company?

Choosing to work with a professional insurance investigation company brings several advantages. First and foremost, it ensures that investigations are conducted legally, ethically, and thoroughly. At Lewis Investigations, Inc., we are fully licensed, discreet, and experienced in handling high-stakes cases.

Some key benefits of hiring our investigators include:

• Objective reporting: We provide unbiased facts that hold up in court.
• Cost savings: Detecting fraud early prevents excessive payouts.
• Reduced legal liability: Documentation and surveillance help protect insurers from bad-faith claims.
• Expertise: Our trained team understands the complexities of insurance regulations, fraud patterns, and legal compliance.

We tailor our investigative approach based on the type of claim—be it personal injury, disability, property damage, or auto insurance. Our goal is to provide our clients with peace of mind and verifiable facts.

Industries and Claims That Require Investigations

While insurance fraud can happen in any industry, certain areas tend to be more susceptible. As a result, these claims often warrant closer scrutiny from an insurance fraud investigator:

Personal Injury and Workers’ Compensation

False or exaggerated injury claims are among the most common types of fraud. Our investigators assess whether the claimant's lifestyle matches their reported limitations.

Automobile Accidents

Staged crashes and exaggerated vehicle damage are significant issues for auto insurers. Our surveillance and scene reconstruction efforts help expose fraudulent activity.

Property Damage

From residential fires to water damage, property insurance fraud can be difficult to prove without a skilled investigator. We analyze the scene, inspect documentation, and interview witnesses to detect inconsistencies.

Disability Claims

Long-term or permanent disability claims must be investigated thoroughly. Our team ensures that claimants are accurately reporting their medical conditions and not abusing the system.

Choosing the Right Insurance Fraud Investigator in Akron, OH

At Lewis Investigations, Inc., we take pride in our commitment to honesty, discretion, and thorough investigative work. As one of Akron’s most trusted insurance investigation companies, we partner with insurance carriers, law firms, and corporate clients to identify and prevent fraudulent activity.

Our investigators are experienced, licensed professionals with backgrounds in law enforcement, private security, and insurance investigation. Every case we handle is approached with the highest standards of integrity and professionalism.

Whether you need help investigating a suspicious claim or want to proactively prevent fraud within your organization, our team is ready to assist.

Ready to Uncover the Truth? Contact Lewis Investigations, Inc. Today

If you suspect insurance fraud or require the services of a professional private insurance investigator, don’t wait until it’s too late. Let the experts at Lewis Investigations, Inc. assist you with reliable, discreet, and legally sound investigations.

Call us today at(440) 392-9009 to discuss your needs and request a free consultation. Your reputation, finances, and peace of mind are worth protecting. We can also investigate cases regarding corporate issues and personal problems.

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